0000897069-14-000264.txt : 20140516 0000897069-14-000264.hdr.sgml : 20140516 20140515192922 ACCESSION NUMBER: 0000897069-14-000264 CONFORMED SUBMISSION TYPE: SC 13G PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20140516 DATE AS OF CHANGE: 20140515 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: ENTERPRISE FINANCIAL SERVICES CORP CENTRAL INDEX KEY: 0001025835 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 431706259 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G SEC ACT: 1934 Act SEC FILE NUMBER: 005-56835 FILM NUMBER: 14849475 BUSINESS ADDRESS: STREET 1: 150 NORTH MERAMEC STREET 2: 150 NORTH MERAMEC CITY: CLAYTON STATE: MO ZIP: 63105 BUSINESS PHONE: 3147255500 MAIL ADDRESS: STREET 1: 150 NORTH MERAMEC STREET 2: 150 NORTH MERAMEC CITY: CLAYTON STATE: MO ZIP: 63105 FORMER COMPANY: FORMER CONFORMED NAME: ENTERBANK HOLDINGS INC DATE OF NAME CHANGE: 19961024 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: PL Capital, LLC CENTRAL INDEX KEY: 0001518768 IRS NUMBER: 364050713 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G BUSINESS ADDRESS: STREET 1: 47 EAST CHICAGO AVENUE, SUITE 336 CITY: NAPERVILLE STATE: IL ZIP: 60540 BUSINESS PHONE: 630-848-1340 MAIL ADDRESS: STREET 1: 47 EAST CHICAGO AVENUE, SUITE 336 CITY: NAPERVILLE STATE: IL ZIP: 60540 SC 13G 1 cg404.htm cg404.htm
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934
(Amendment No.    )

 
Enterprise Financial Services Corp
(Name of Issuer)
 
Common Stock, $0.01 par value
(Title of Class of Securities)
 
293712105
(CUSIP Number)
 
May 6, 2014
(Date of Event Which Requires Filing of this Statement)
 

 
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
 
¨                      Rule 13d-1(b)
 
S                      Rule 13d-1(c)
 
¨                      Rule 13d-1(d)
 
 
 
 

 
CUSIP No. 293712105
 

1
NAME OF REPORTING PERSONS
 
Financial Edge Fund, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
506,834
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
506,834
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
506,834
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
2.6%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
PN
 

 

 
2

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
Financial Edge—Strategic Fund, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
228,953
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
228,953
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
228,953
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
1.2%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
PN
 

 

 
3

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
Goodbody/PL Capital, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
185,527
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
185,527
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
185,527
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.9%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
PN
 

 

 
4

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
PL Capital/Focused Fund, L.P.
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
77,304
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
77,304
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
77,304
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.4%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
PN
 

 

 
5

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
PL Capital, LLC
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
813,091
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
813,091
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
813,091
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
4.1%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
OO
 

 

 
6

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
PL Capital Advisors, LLC
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
998,618
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
998,618
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
998,618
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.1%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
OO
 

 

 
7

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
Goodbody/PL Capital, LLC
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
185,527
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
185,527
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
185,527
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.9%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
OO
 

 

 
8

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
John W. Palmer
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
2,000
 
6
SHARED VOTING POWER
1,001,618
 
7
SOLE DISPOSITIVE POWER
2,000
 
8
SHARED DISPOSITIVE POWER
1,001,618
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,003,618
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.1%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
IN
 

 

 
9

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
Richard J. Lashley
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
1,001,618
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
1,001,618
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,001,618
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.1%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
IN
 

 

 
10

 
CUSIP No. 293712105
 


 
1
NAME OF REPORTING PERSONS
 
PL Capital LLC Defined Benefit Plan
 
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
Not Applicable
(a)  S
(b)  ¨
 
3
SEC USE ONLY
 
4
CITIZENSHIP OR PLACE OF ORGANIZATION
USA
 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
5
SOLE VOTING POWER
0
 
6
SHARED VOTING POWER
3,000
 
7
SOLE DISPOSITIVE POWER
0
 
8
SHARED DISPOSITIVE POWER
3,000
 
9
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
3,000
 
10
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
T
11
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
<0.1%
 
12
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
EP
 

 

 
11

 
CUSIP No. 293712105
 

Item 1(a).
Name of Issuer:
 
Enterprise Financial Services Corp
 
Item 1(b).
Address of Issuer’s Principal Executive Offices:
 
150 North Meramec, Clayton, MO  63105.
 
Item 2(a).
Name of Persons Filing:
 
 
The parties identified in the list below constitute the “PL Capital Group.”
 
   
Financial Edge Fund, L.P., a Delaware limited partnership (“Financial Edge Fund”).
 
   
Financial Edge-Strategic Fund, L.P., a Delaware limited partnership (“Financial Edge Strategic”).
 
   
PL Capital/Focused Fund, L.P., a Delaware limited partnership (“Focused Fund”).
 
   
PL Capital, LLC, a Delaware limited liability company and General Partner of Financial Edge Fund, Financial Edge Strategic and Focused Fund (“PL Capital”).
 
   
PL Capital Advisors, LLC, a Delaware limited liability company and investment advisor to Financial Edge Fund, Financial Edge Strategic, Focused Fund and Goodbody/PL Capital, L.P. (“PL Capital Advisors”).
 
   
Goodbody/PL Capital, L.P., a Delaware limited partnership (“Goodbody/PL LP”).
 
   
Goodbody/PL Capital, LLC, a Delaware limited liability company and General Partner of Goodbody/PL LP (“Goodbody/PL LLC”).
 
   
PL Capital LLC Defined Benefit Plan, a pension plan established for the benefit of Richard J. Lashley and John W. Palmer ("PL Capital Pension Plan").
 
   
Richard J. Lashley and John W. Palmer, Managing Members of PL Capital, PL Capital Advisors and Goodbody/PL LLC and Trustees of the PL Capital Pension Plan.
 
 
The joint filing agreement of the PL Capital Group is attached as Exhibit 1 to this Schedule 13G.
 

 
12

 
CUSIP No. 293712105
 
 
Item 2(b).
Address of Principal Business Office or, if none, Residence:
 
 
The business address of Financial Edge Fund, Financial Edge Strategic, Focused Fund, PL Capital, PL Capital Advisors, Goodbody/PL LP, Goodbody/PL LLC, PL Capital Pension Plan, Mr. Palmer and Mr. Lashley is:  c/o PL Capital, 47 East Chicago Avenue, Suite 336, Naperville, Illinois 60540.  Each of Financial Edge Fund, Financial Edge Strategic, Focused Fund, PL Capital, PL Capital Advisors, Goodbody/PL LP and Goodbody/PL LLC are engaged in various interests, including investments.  PL Capital Pension Plan is a pension plan.
 
Item 2(c).
Citizenship:
 
 
All of the individuals who are members of the PL Capital Group are citizens of the United States.
 
Item 2(d).
Title of Class of Securities:
 
Common Stock
 
Item 2(e).
CUSIP Number:
 
293712105
 
Item 3.
If this statement is filed pursuant to sections 240.13d-1(b), or 240.13d-2(b) or (c), check whether the person filing is a:
 
 
N/A
 
Item 4.                         Ownership:
 
 
The following list sets forth the aggregate number and percentage (based on 19,754,102 shares of Common Stock outstanding as of April 30, 2014 as reported in the Issuer’s 10-Q, as filed on May 2, 2014) of outstanding shares of Common Stock owned beneficially by each reporting person named in Item 2(a):
 
 
Name
 
Shares of Common Stock
Beneficially Owned (Shared Voting and Investment Power for all Shares, except where individual ownership noted)
 
Percentage of Shares of Common Stock Beneficially Owned
Financial Edge Fund
506,834
2.6%
Financial Edge Strategic
228,953
1.2%
Focused Fund
77,304
0.4%

 
13

 
CUSIP No. 293712105
 


 
 
Name
Shares of Common Stock
Beneficially Owned (Shared Voting and Investment Power for all Shares, except where individual ownership noted)
 
Percentage of Shares of Common Stock Beneficially Owned
PL Capital
 
813,091
4.1%
(indirect beneficial ownership as general partner of Financial Edge Fund, Financial Edge Strategic and Focused Fund)
PL Capital Advisors
998,618
5.1%
(indirect beneficial ownership as investment adviser to Financial Edge Fund, Financial Edge Strategic, Focused Fund and Goodbody/PL LP)
Goodbody/PL LP
185,527
0.9%
Goodbody/PL LLC
185,527
0.9%
(indirect beneficial ownership as general partner of Goodbody/PL LP)
John W. Palmer
1,003,618
5.1%
(indirect beneficial ownership as managing member of PL Capital, PL Capital Advisors, Goodbody/PL LLC and Trustee of the PL Capital Pension Plan; individual direct beneficial  ownership of 2,000 shares)

 

 
14

 
CUSIP No. 293712105
 
 
 
 
Name
Shares of Common Stock
Beneficially Owned (Shared Voting and Investment Power for all Shares, except where individual ownership noted)
 
Percentage of Shares of Common Stock Beneficially Owned
Richard J. Lashley
1,001,568
5.1%
(indirect beneficial ownership as managing member of PL Capital, PL Capital Advisors, Goodbody/PL LLC and Trustee of the PL Capital Pension Plan)
PL Capital Pension Plan
3,000
<0.1%
 
 
PL Capital is the General Partner of Financial Edge Fund, Financial Edge Strategic and Focused Fund.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital, they have the power to direct the affairs of PL Capital.  Therefore, PL Capital may be deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to the shares of Common Stock held by Financial Edge Fund, Financial Edge Strategic and Focused Fund.
 
 
Goodbody/PL LLC is the general partner of Goodbody/PL LP.  Because Mr. Palmer and Mr. Lashley are the Managing Members of Goodbody/PL LLC, they have the power to direct the affairs of Goodbody/PL LP.  Therefore, Goodbody/PL LLC may be deemed to share with Messrs. Palmer and Lashley voting and dispositive power with regard to the shares of Common Stock held by Goodbody/PL LP.
 
 
PL Capital Advisors is the investment advisor to Financial Edge Fund, Financial Edge Strategic, Goodbody/PL LP and Focused Fund.  Because Mr. Palmer and Mr. Lashley are the Managing Members of PL Capital Advisors, they have the power to direct the affairs of PL Capital Advisors.  Therefore, PL Capital Advisors may be deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to the shares of Common Stock held by Financial Edge Fund, Financial Edge Strategic, Goodbody/PL LP, and Focused Fund.
 
 
John W. Palmer and Richard J. Lashley are the Trustees of the PL Capital Pension Plan and have the power to direct the affairs of the Plan.  Therefore, the PL Capital Pension Plan is deemed to share with Mr. Palmer and Mr. Lashley voting and dispositive power with regard to shares of Common Stock held by the Plan.
 

 
15

 
CUSIP No. 293712105
 


 
Item 5.                         Ownership of Five Percent or Less of a Class:
 
 
N/A
 
Item 6.                         Ownership of More than Five Percent on Behalf of Another Person:
 
 
N/A
 
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person:
 
 
N/A
 
Item 8.                         Identification and Classification of Members of the Group:
 
 
See Item 2(a) above.
 
Item 9.                         Notice of Dissolution of Group:
 
 
N/A
 
Item 10.                         Certification:
 
 
By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under Rule 14a-11.
 

 
16

 
CUSIP No. 293712105
SIGNATURE
 
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
 
Date:  May 15, 2014
 
FINANCIAL EDGE FUND, L.P.
 
By:        PL CAPITAL, LLC
General Partner
 
 
By:       /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
FINANCIAL EDGE-STRATEGIC FUND, L.P.
 
By:        PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL/FOCUSED FUND, L.P.
By:        PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
GOODBODY/PL CAPITAL, L.P.
By:        GOODBODY/PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
By:      /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 

 

 
17

 
CUSIP No. 293712105
 


 
GOODBODY/PL CAPITAL, LLC
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL, LLC
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL ADVISORS, LLC
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL LLC DEFINED BENEFIT PLAN
 
By:      /s/ John W. Palmer
John W. Palmer
Trustee
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Trustee
 

 
 
By:      /s/ John W. Palmer
John W. Palmer
 
By:       /s/ Richard J. Lashley
Richard J. Lashley

 
18

 

EXHIBIT 1
 
JOINT FILING AGREEMENT
 
Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that the Schedule 13G to which this Joint Filing Agreement is being filed as an exhibit shall be a joint statement filed on behalf of each of the undersigned.
 
Date:  May 15, 2014
 
FINANCIAL EDGE FUND, L.P.
 
By:        PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
FINANCIAL EDGE-STRATEGIC FUND, L.P.
 
By:        PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL/FOCUSED FUND, L.P.
By:        PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 

 
1

 


 
GOODBODY/PL CAPITAL, L.P.
By:        GOODBODY/PL CAPITAL, LLC
General Partner
 
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
GOODBODY/PL CAPITAL, LLC
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL, LLC
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL ADVISORS, LLC
 
By:      /s/ John W. Palmer
John W. Palmer
Managing Member
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Managing Member
 
PL CAPITAL LLC DEFINED BENEFIT PLAN
By:      /s/ John W. Palmer
John W. Palmer
Trustee
 
 
 
By:       /s/ Richard J. Lashley
Richard J. Lashley
Trustee
 
 
By:        /s/ John W. Palmer
John W. Palmer
   
 
By:         /s/ Richard J. Lashley
Richard J. Lashley
   

2